Place one can of refried beans in a small baking dish. Sprinkle evenly with a light layer of chili powder, garlic powder and cumin. No measuring needed.
Heat in microwave for 1½ minutes (or oven at 350 degrees until hot). Remove from microwave and stir well to combine spices. Top with shredded cheddar cheese and place back in microwave for another minute or until cheese is melted.
Serve with flour or corn tortillas or tostada shells. Top with cilantro, sour cream and hot sauce if desired.
Notes
You can easily double and triple this recipe, just use a large baking dish. You don't want your layer of beans to be too thick or else the ratio of beans to cheese will be off. You want an even layer of cheese over your beans so feel to adjust the amount used depending on the surface area of your dish.
Recipe by Nutritious Eats at https://www.nutritiouseats.com/hot-beans-cheese-and-budget-meal-planning/