Place wooden stick into cut ends of bananas. Place yogurt on a plate and cereal/wheat germ mixture on another plate.

Roll banana in yogurt, using spoon to coat it well.

Next roll yogurt covered banana in cereal mixture, using a spoon or your fingers to press mixture gently onto yogurt.

Place on a wax paper lined plate and refrigerate 1 hour or until firm. Once frozen, you may layer banana pops with waxed paper and transfer to a plastic bag for storage.